Pricing
Track your money free. Understand it on Standard. Optimise it on Premium. Switch between monthly and yearly below — yearly works out considerably cheaper.
Founding Member offer
The first 250 members to take an annual plan pay the launch price below — and keep it for 5 years, for as long as your subscription stays active, with a 60-day grace period if you forget to renew. We raise prices to the regular rate for new members only.
Founding Member pricing is available on annual plans only.
Track your money — no card, no expiry
No card required
Most popular
Understand where your money goes
Regular ₹1,299/year
Founding Member — save 46%
Works out to ₹58/month — 41% less than paying monthly
Everything you need to stay on top of your finances
Regular ₹2,499/year
Founding Member — save 40%
Works out to ₹125/month — 37% less than paying monthly
Side by side
| Features | Free | Standard | Premium |
|---|---|---|---|
| Price (Yearly) | ₹0 | ||
| Price (Monthly) | ₹0 | ₹99 | ₹199 |
| Monthly Transactions | 300 | 1,000 | Unlimited |
| Budget Categories | 5 | 10 | Unlimited |
| Savings Goals | 5 | 10 | Unlimited |
| Bill & EMI Reminders | 3 | Up to 10 | Unlimited |
| Investment Tracking | Up to 5 | Up to 20 | Unlimited |
| Recurring Transactions | ✓ | ✓ | ✓ |
| Insurance Tracking | Up to 2 | Up to 5 | Unlimited |
| Vehicle Tracking (fuel, service, km/l mileage) | 1 vehicle | Up to 3 | Unlimited |
| Spend Groups (pets, trips, medical, home) | 2 | Up to 10 | Unlimited |
| Net Worth Tracking | ✓ | ✓ | ✓ |
| CSV Export | ✓ | ✓ | ✓ |
| CSV Import (bank statements) | ✓ | ✓ | ✓ |
| Reports | Basic | Trends + drill-down | Full suite |
| Spending Trends | – | ✓ | ✓ |
| Smart Insights (rule-based, on your own data) | – | ✓ | ✓ |
| Money Flow (income → categories) | – | ✓ | ✓ |
| Essential vs Lifestyle Split | – | ✓ | ✓ |
| Recurring Payment Detection | – | ✓ | ✓ |
| Cashflow Forecast | – | – | ✓ |
| Net Worth History | – | – | ✓ |
| Priority Email Support | – | – | ✓ |
| 27+ Finance Calculators (SIP, tax, retirement) | ✓ | ✓ | ✓ |
Questions
A Budget sets a monthly limit on a category (“don't cross ₹8,000 on food”). A Goal saves toward a target (“₹1 lakh emergency fund”). A Spend Group just watches what something costs — your pet, a trip, a house, a family member's medical care — with no limit and no target. Vehicles work the same way, with extras like fuel logs and mileage.
Yes, you can change your plan at any time from your dashboard, and the change takes effect immediately.
Your data is never deleted. If you exceed the limits of your new plan, you can still view all existing records but won't be able to create new ones until you're within limits.
We use industry-standard encryption for all data at rest and in transit. Your financial information is never shared with third parties. All API endpoints are authenticated and rate-limited.
Yes, anytime from your dashboard. You keep your paid features until the end of the period you've already paid for, then your account moves to the Free plan. Your data is preserved — anything over the Free plan's limits stays viewable, you just can't add new records beyond those limits.
Yes — annual is the default price we quote. A year of Standard is ₹699 against ₹1,188 paid month-to-month, and a year of Premium is ₹1,499 against ₹2,388. That's roughly 40% off on Standard and 37% off on Premium, so a year costs about what seven months of monthly billing would.
The first 250 paying members pay the launch price — ₹699 for Standard and ₹1,499 for Premium — and keep it for 5 years. The regular prices (₹1,299 and ₹2,499) are what we will charge new members once those places are taken. The counter on this page is live, and enrolment stops at 250. Founding Member pricing is available on annual plans only — monthly plans are billed at the regular monthly rate.
5 years from the day you enrol, for as long as your subscription stays active. We don't auto-renew, so if you forget to renew there's a 60-day grace period in which your locked price is still waiting for you. Renew after that and the current price applies. When we raise prices in the meantime, we raise them for new members — not for you. We'll email you before your 5 years are up, so it's never a surprise.
No. Smart Insights and every report are plain arithmetic on your own transactions — no model guessing at your finances, and no data sent anywhere to be analysed. The cashflow forecast on Premium projects forward from what you've actually logged, so the more completely you track, the more useful it gets.
Built for privacy
No credit card required. Questions? support@usewealthwise.com