CAGR Calculator
Free · Live calculation · Your data stays in your browser
Investment Comparison
Annualized growth rate calculation
CAGR (Annualized Return)
20.11%
2.50x your initial investment over 5 years
Total Gain
₹1,50,000
Absolute Return
150%
Years
5
How Your CAGR Compares
See how your return stacks up against common benchmarks
Savings Account
3.5% annual
Fixed Deposit
7% annual
Inflation (CPI)
6% annual
Nifty 50 (10yr avg)
12% annual
Top Equity MFs
15% annual
Insight
20.11% CAGR is excellent — you're beating Nifty 50 average. Keep this strategy going.
Pro Tip
- •CAGR smooths out volatility - shows the constant rate that would deliver the same return.
- •Compare CAGR with inflation to see real returns (CAGR - inflation = real return).
- •Equity CAGR of 12-15% is realistic over 10+ years; FD CAGR is 6-7%.
What is CAGR Calculator?
CAGR (Compound Annual Growth Rate) is the annualized return of an investment over a period. Unlike absolute return, CAGR shows you the constant rate at which your investment would have grown to reach the final value. CAGR is the standard metric to compare different investments because it normalizes returns regardless of holding period.
How to Use
- 1Enter your initial investment amount
- 2Enter the final value after some years
- 3Enter the holding period in years
- 4See your annualized return rate (CAGR)
- 5Compare with benchmarks like FD, Nifty, top MFs
Formula
CAGR = (Final Value / Initial Value)^(1/years) − 1
Result is multiplied by 100 to get percentageFrequently Asked Questions
Absolute return is the total percentage gain over the entire period. CAGR is the annualized rate. Example: ₹1L becoming ₹2L in 5 years = 100% absolute return but only 14.87% CAGR. CAGR is what matters for comparing investments.